By ROGER A. YOUNG, CFP®, Senior Financial Planner | T. Rowe Price
January 31, 2019

The way you withdraw money in retirement can affect the next generation’s tax burden. Sometimes it’s best to go against conventional wisdom when it comes to when to tap taxable, tax-deferred and tax-free retirement savings.

So, you’ve planned well enough to be able to leave some money to your children or grandchildren. But have you thought about the tax consequences of your gift?

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